PayPal Fee Calculator 2026

On a $50.00 payment with PayPal checkout in the US, PayPal's fee comes to $2.24 (4.5% of the payment). That is 3.49%, which is $1.75, plus a $0.49 fixed fee. A payer in another country adds a surcharge on top.

Standard checkout costs 3.49% + $0.49 in the US, 2.9% + £0.30 in the UK, 2.9% + C$0.30 in Canada and 2.9% + A$0.30 in Australia. Cards in the US cost 2.99% + $0.49. The fixed fee depends on the currency you receive.

PayPal adds a surcharge to the percent fee when the payer is in another country: +1.5% in the US, +1.29% from EEA, +1.99% elsewhere in the UK, +0.8% from US, +1% elsewhere in Canada and +1% in Australia. On $50.00 in the US that is $0.75 extra, so you keep $47.01. On the same payment in the UK it is £0.65 from the EEA and £1.00 elsewhere.

In the US they cost 2.29% + $0.09. The UK and Canada use two rates by amount: 2% + £0.05 up to £10, 1.5% + £0.10 above £10 in the UK and 2.4% + C$0.05 up to C$10, 1.9% + C$0.10 above C$10 in Canada. In the UK a QR payment of £10.00 costs £0.25 and one of £10.01 costs £0.25, because the rate changes above £10. Australia is not offered because PayPal shows no fixed fee for QR there.

The fixed fee does not shrink with the payment. On a $5.00 US checkout payment PayPal takes $0.66, which is 13.2%, against 4.5% on $50.00. For small sales, check whether PayPal's micropayment rates, offered on application, fit you better.

No. When a payment involves a currency conversion, PayPal applies a spread above its base exchange rate: 3% to 4% in the US, 3% in the UK, 3% to 4% in Canada, 3% to 4% in Australia. It is a spread, not a fixed fee, and PayPal can disclose a different amount at the time, so we do not calculate it. Ask the payer to pay in your currency, or check the rate PayPal shows.

Sending to family and friends in your own country is free when it is funded from a PayPal balance or bank account. In the US it is 2.9% when funded by card, and in Australia 2.6% when funded by card. International sends are 5% (0.99 to 4.99 USD) in the US and 5% (0.99 to 2.99 GBP) in the UK. These are personal payments, not sales, so they are not in the calculator.

PayPal lists Send/Receive Money for Goods and Services at 2.99% in the US but shows no fixed fee, so we cannot calculate it to the cent. We only offer payment types where the page gives both numbers.

Switch the calculator to "Find price", then set the profit you want to keep. It solves for the amount to request so that, after the percent fee, the fixed fee and any international surcharge, you are left with exactly that. Because the fee is a percent of the payment, the amount rises a little faster than your target.